Religare Health Insurance
Religare Health Insurance Company Limited came into existence in July 2012 and since then it has been actively engaged in offering health insurance products. The shareholders of the company include:
Religare Enterprises Limited which is a leading financial services group
Union Bank of India – a leading public sector bank
Corporation Bank – another notable public sector bank of the country.
With its headquarters in Delhi, the company has expanded throughout the country with a network of 56 offices across more than 300 locations which also includes more than 1100 corporates. The company has already underwritten 26 lakhs individual lives under its health insurance products and it continues to grow by leaps and bounds every year. The company also boasts of being awarded the Best Health Insurance Company Award in the ABP News BFSI Awards held in 2015. With customers at the sole focus of the company’s values, Religare offers products which suit the customer’s requirements at affordable premiums.
The products offered by the company are as follows:
Care – a plan with a coverage level which goes as high as Rs.60 lakhs with auto-restore feature and a super No Claim Bonus which increases the Sum Assured by 150%
Care Freedom – a plan which does not require health check-ups for any entry age and also allows auto restoration of the Sum Assured
Enhance – a top-up plan which helps in supplementing the coverage level and comes at very cheap premiums
Joy – a specialized health plan designed to offer maternity and newborn baby coverage benefits.
Assure – a fixed benefit Critical Illness and Personal Accident Plan which does not require the condition of the insured surviving for a specified period after being diagnosed with the illness or meeting an accident.
Secure – a Personal Accident policy with coverage levels up to Rs.30 lakhs and other attractive features.
The strengths of Religare
When it comes to the company’s strengths, there are a lot of points to enumerate which builds up the brand value. Such points are mentioned below:
The company’s shareholder Religare Enterprises Limited is a well-known name in the country’s healthcare sector. Religare Enterprises Limited is the founder of Fortis Hospitals, SRL Diagnostics and Religare Wellness.
The company has tie-ups with more than 4900 hospitals throughout the country
Claims are settled in-house with no involvement of any third party making the claim process smooth for the customer
The range of products offered by the company includes basic health plans to specialized health plans and also fixed benefits critical illness health plans.
With employee strength of more than 2200 employees, the company provides efficient services to its customers.
The company’s Gross Direct Premium in the year 2014-15 increased to Rs.275 crores from Rs.152 crores in 2013-14 showing the trust customers placed in the company’s products.
In the same year, i.e. 2014-15, the company settled 88, 584 claims resulting in the company’s Claim Settlement Ratio to come to 87.23%.
Why our users love us?
"Hassle-free Process"
Understanding the various terms and complexity of buying a health insurance always bothered me and I always left the transaction mid-way. 121Policy is explanatory and easy to comprehend.

Mohit Jain
Tech Lead,Internet Startup
Bengaluru
"Awesome Interface"
Pretty good site. I liked the fact that it works smoothly on mobile. It’s easy to navigate through various options. The filters thing is helpful in deciding.

Pooja Roy
Software Engineer
Kolkata
"Simple and Easy"
I love this site. Have been procrastinating for long about buying insurance for my parents. This site makes it easy to understand everything.

Imroz Khan
Business Analyst,
Mumbai
"Nice Usability"
The site is intuitive and easy to use. As easy as someone doing it for you personally.

Harsh
Businessman
Surat
"Great Post-Sales Team"
I had a lot of questions with respect to claims process. The support team was helpful in answering the doubts. I would have spent searching endlessly on the web otherwise

Ankush Singh
Software Engineer
Pune
"Excellent Support"
One of the most efficient support team I have spoken to. Understands the question with little effort and gets the work done. Highly recommended.

Himanshu S
Paints and Chemical Trader,
Delhi
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